Tag Archives: money

Adjusted for awesome.

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The paycheck has come and gone. There is food in the fridge. The repo man is held at bay for another 30 days, and all is well. For now. To me, July 1 is my official first day of summer break, where I am under no contractual time to do or think for anyone but myself and my family. It takes me awhile to settle into the new routines and freedom. But having time to write and drink coffee –what a gift. And teaching is a life ‘gift,’ no question.

My dear friend gave me a lot to think about as we were pulling up to the Denver airport yesterday, and we continued to talk  long past our time at the drop-off curb. (I was sharing with students a few months ago that she and I would talk for hours on the phone, and I couldn’t remember what we talked about. Now I know; anything and everything.)

Let me see if I can frame this correctly, her pondering– and in no way is this question meant to put any educator on the defensive or start to link Taylor Mali videos about What Do Teachers Make.  (There, see, I did it for you.) The essence of the question is what is a reasonable salary for teachers? And, truth, I couldn’t answer that simply. Not sure I’ll be able to here, either, but the thinking is what’s important because effecting policy change feels impossible. It’s not my question to answer: there are too many factors that affect a teacher’s salary, and the waters are intractably muddy.

However, similar to musing what I would do if I won the lottery, asking ‘what would be a comfortable salary for me’ is a fun exercise.

Some perimeters to the game:

  • Cost of living –adjust for lifestyle and long-term goals
  • Assume a master’s degree and five years of experience
  • Assume the discrepancy between the highest paid employee in a district and the lowest teacher salary are within range of similar benefits packages, PTO, and contractual responsibilities. (In other words, let’s pretend we’re Ben & Jerry’s or Costco.)
  •  There is such a wide discrepancy around the globe it’s difficult to gauge or have some kind of real ‘teacher currency exchange rate’ understanding.

And these numbers are based on if I were single and childless. All working persons deserve to earn a salary compensate with education, ambition, and to save for a retirement that allows for comfort and protections. We have a minimum of those protections and social services in our nation now because that’s not our culture or our values. We shout down those who try to make those changes with a lot of excuses.

But let’s pretend.

Say I wanted to live in the house I live in now, and though my current mortgage payment is not this, if I was buying my house today, this is what it would be.

  • Mortgage: $2500
  • Car: $650
  • Food/Gas $700
  • Clothing: $150
  • Student Loan: $450 (to be paid off when I’m 82)
  • Credit Cards/Debt: $300
  • Utilities/cell: $1000

So far we’re at $5,750. That doesn’t include professional development costs, the occasional soft-serve yogurt, or retirement savings or emergencies. That doesn’t include my two sons. (Sorry kids!)

I would need to make $69,000 net. That would be simplistically $86,250 gross. I don’t make that, even with my Board’s stipend (which, incidentally, also varies state to state and school to school.)

All right.

Now I know some would argue that I don’t deserve to live in a house. Therefore, with my Masters +90 level education, that means I am removed from any equity that home would offer. Remember, I didn’t budget in savings, retirement savings, or investments. Some would say I should use public transportation. Sure: but there is none between my house and my job. So there’s that. And, get rid of my cell phone. Sure. You do that too: let’s all pitch them into the metaphorical sea.

Her other question or wondering came in the form of how teachers should work — I’m not saying this right — let me try again: if teachers were salaried employees and worked 12 months out of the year, instead of the contracted ten months, what would that look like? Well, as we all know, our bills and rent don’t get summer breaks, so let’s continue with the legitimate demands of 12 months of bills/expenses, but also be realistic. Teachers are under contract. In Washington State, it’s an 180, plus in-service days, 7.5 hours per day. No teacher worth his salt works those contract hours solely. (Teacher geek alert! Salt gave us the word ‘salary’.) According to US News, 2014 numbers come in at a high of $68,400 to low of $43,470.

Almost two years ago I wrote a post about teacher pay, Show Me the Money, so this is something sitting on my mind for a while. But my friend made me think about it differently. If I didn’t pursue other avenues for income, what would be acceptable and reasonable for a teacher to make as a public service employee? We don’t produce or manufacture anything tangible; we are in essence a social service. We provide education and knowledge-building skills for our children. We produce ideas. We create. Our metrics and rewards come back in the form of former students who, when they can, tell us how important we were and are to them. Another dear friend recently posted an encounter with a former student, now a high school graduate, both apologizing for his 8th-grade behavior and thanking her for all she did for him. She also tagged other teachers and me, because he mentioned us, too. You’re welcome, young squire.

And I LOVE these stories. But damn my practical side–they don’t tip the milkman. If you want to discuss pure, hard numbers, EducationWeek posted, (very timely, thank you very much!) this article by Walt Gardner, The Truth About Teacher Pay.

My apologies for posting the entire article, but I think some folks don’t have access to this publication.

With schools closed for the summer, the debate about teachers’ salaries always arises.  Critics argue that no other field provides so many weeks of vacation for so much pay.  There is some truth to that claim, but I believe that a better way of addressing the issue is by comparing teacher salaries in the U.S. with those in the countries we compete with (“Teacher pay around the world,” Brookings, Jun. 20).  That’s because tests of international competition are closely watched as evidence of teacher effectiveness.

Other developed countries that we compete against pay their teachers much higher salaries than we do. The size of the gap depends on which countries we look at.  Finland is the usual benchmark because of the quality of its schools.  According to Brookings, we would have to give a 10 percent raise to our elementary school teachers, an 18 percent raise to lower secondary teachers, and a 28 percent raise to upper secondary teachers to be even minimally competitive.

I know the argument against boosting salaries. Andrew Biggs and Jason Richwine are among the most vociferous in claiming that public school teachers are actually overpaid (“Public School Teachers Aren’t Underpaid,” The Wall Street Journal, Nov. 8, 2011).  “In short, combining salaries, fringe benefits and job security, we have concluded that public school teachers receive around 52 percent more in average compensation than they could earn in the private sector.”  The only caveat, they stress, is that this premium is stated in terms of averages.  The best teachers in science and math are likely underpaid compared to their counterparts in the private sector.

Since the entire argument is stated in economic terms, I’d like to ask Biggs and Richwine a question:  If public school teachers’ salaries already contain a premium for the weeks worked, then why isn’t there a flood of college graduates making public school teaching a lifelong career?  After all, economists always cite the law of supply and demand.  Why doesn’t it apply to public school teachers?  The fact is that teaching today is far harder than they can possibly understand.  I maintain that if salaries were to rise even 20 percent, there would still be too few college graduates opting for a career in the classroom.  Yes, higher salaries might be enough to recruit them, but higher salaries would not be enough to retain them.

So rather than envy teachers for having most of the summer off, let’s admit that they deserve every day to recuperate.  I urge skeptics to try teaching for a semester to understand why.

 

Clearly, Biggs and Richwine are no friends of teachers. As my mother says, “they don’t buy me any ice cream.” Not even Ben & Jerry’s. Heck, ESPECIALLY not Ben & Jerry’s!

It does seem uniquely American to pay teachers for martyrdom and nobility of character versus a middle-class income. And I mean a real middle-class income (see my bullet points above). This would take a wholesale restructuring of district budgets, demanding an accounting of administrative versus teacher salaries, and wading in that murky, murky mess of suits v. laborers we can’t seem to let go of. I do have a lot of ideas of how teachers can earn the salaries they need if they wish. Yes, I used “need” and “wish” in the same sentence. If a teacher wishes to work a contract day, is not interested in further out of pocket professional development, or other credentials that result in stipends, so be it. But access to those opportunities should be plentiful and available. Biggs and Richwine strike me as unimaginative kumquats. And good teachers have imagination and problem-solving skills in abundance. Let’s talk, and see what we can come up with.

PS And dang, doesn’t “Biggs and Richwine” sound like some evil Dickensian characters?

 

Noblesse oblige, teacher

ichabod-crane
Heck, even Ichabod Crane took free meals from the farmers’ wives. I wonder what his version of “What Teachers Make” would sound like?!

Well, nice! “President Obama to Finalize Overhaul of Overtime Rule, Boosting Pay for 4.2M Workers.”

As much as I see the $15/hour minimum wage being hugely beneficial, it does concern me: the priority of being paid for (overtime) work proves the better deal. Getting paid for your work? Ingenious!

“The middle class is getting clobbered, although I think we’re making some real progress here,” Vice President Joe Biden said on a conference call with reporters Tuesday afternoon. “If you work overtime, you should actually get paid for working overtime.”

The final rule, which takes effect on Dec. 1, 2016, doubles the salary threshold — from $23,660 to $47,476 per year — under which most salaried workers are guaranteed overtime (hourly workers are generally guaranteed overtime pay regardless of their earnings level).

But ah, yes: here come the comments about teachers. Teachers are in a ‘noble’ profession, and don’t do it for the money, are there to sacrifice time, personal money, and yes, mental health. Now I don’t know if this is going to help teachers at all. It’s clear we have no room for complaining. Heck, even Taylor Mali set the stage, creating a legendary mythos of teachers being amazing at dinner parties with snappy retorts to rude guests! I mean, he’s lucky — at least he has friends who have dinner parties so he can get some decent grub once in awhile. A modern Ichabod, sans losing head thing.

It seems, however, if teachers speak up, we’re shouted back down. Talk to teachers in Chicago, Detroit, and Colorado. We need students to stick up for us because until parents (aka taxpayers) sign in and their children, we’re ancillary. Read this story about Grace Davis who made a difference. And while I can’t take anything from her ‘stubborn protest’ –why is it we teachers need outside forces to save us? Last time I check the credit card company doesn’t take payment in ‘noble’ dollars, and they don’t give a toot if I can teach them to spell D E F I N I T E L Y.

What do teachers want? They want to know they can support themselves and their families on their salary. They want to know their healthcare is there. They would like to travel a little bit. They would like opportunities to be compensated for their time, talent, and leadership. I heard a question the other day from the grapevine of someone questioning my motivation in staying at a  high-poverty school and getting a Board’s stipend that is larger than if I were to teach at a low-impact school. Oh, and the question of my race came into the discussion, too. So we have other teachers who tear us down, too and undermine each others’ abilities to grow. I say check yourself before you wreck yourself. We all do what we can to do the jobs we love and make sure we can live commiserate with our degrees.

Yes, did I know what I was getting into when I started? Yes, as much as anyone can. I liken it to having children: you think you know, but you don’t know. I did not anticipate job loss, how expensive college would be, my own student loans, health/medical bills, etc. Many Americans are in the same predicament.

And as sweeping as Obama’s changes will be, some simple things need to happen outside and inside the educational financial system:

  1. No crediting reporting for medical bills–we’ve had some that were inaccurate and it’s gone on our credit report. And once something wrong is on a credit report, backing it out of the steel treadles is damn near impossible.
  2. Teacher student loans are covered. I know there is a program I need to fill out paperwork for, but it’s not advertised or transparent. It should be simple. I write Sallie Mae, er, Navient, because it’s in private hands now, and prove I’m a teacher and it’s done.
  3. Overtime work is paid for.
  4. Matching retirement program: for every 5% we put in, the district/state/feds match it, up to a cap if need be.

We’ll see what happens next. Meanwhile, I told the milkman I would be paying in pencil shavings and paperclips. He said that’d be fine.

 

 

 

Patron Saints of Asking.

“The real secret is, I didn’t make them, I asked them. And in the very act of asking people, I connected with them…”

My daddy told me, “If you don’t ask, the answer is automatically no.” I’m not suggesting this is original with my amazing dad, but I will give him credit for knowing the right advice at the right time. Unfortunately, like most good advice we receive, it settles to the bottoms of our confidence toolboxes, and we forget how to self-talk encouragement and friendship to ourselves. When I spoke with my wonderful admins recently, I tried something new: I asked for some conditions that I know are best for students, and–here’s the revelation: good for me, too, and my workspace/happiness. These conditions are arein alignment with their visions, too. We (women) are trained from birth not to ask for help: we run from archetypal misconceptions that lead to sexism at least, and misogyny at worst.

And constraints are put on educators, too. Recently my district made stipulations to sites like Donors Choose, requiring more bureacratic obstacles than most teachers have time to overcome. And I think back to my art major period, and giving away almost every piece of art I made. My friends didn’t do that: if you wanted a piece of art you paid for it, with no apologies or explanations.

The personal question for me is, do I wrangle my own cultural, ‘southern lady’ independent, never-ask-for-help norms, or do I just say, ‘you know what…I make good stuff, and deserve to be paid for it?’

So: what do I need? I need to support this addiction to teaching. How am I going to do that? 

Well: 

Link to Patreon: https://www.patreon.com/user?ty=h&u=2689518 

And I’m linking books to Amazon, like many other teachers/bloggers do. If you need a book, please link it from this site.

I’m still working on the Patreon page: please have patience. It is Mother’s Day after all, and I already help fund these two of these projects:

FullSizeRender (1)

 

Spent.

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Yesterday’s post concerned time: today’s post is all about…you guessed it…money.

And boy oh boy is this a touchy subject.

Let’s let go of the trope that teachers get summers’ off and don’t make enough and-and-and…I’m just looking at the nickel-and-dime new microtransaction model of economics. “What’s a ‘microtransaction‘?”,  You innocently ask. You know those times you’re playing Candy Crush, and to unlock the next level you need to spend .99, easily done from your PayPal account to the finer purveyors of CC, and voila! Your level is unlocked. Or, instead of simply spending $99 to buy Microsoft Office, and then upgrade every few years, it’s on a subscription fee basis, so you end up spending a little every month, but much, much more over the life of the software.

  • Prezi: $20/month, $240 year
  • Animoto $200
  • VideoScribe subscription: $144
  • WordPress subscription for fan-fiction blog: $99
  • Screencast-O-Matic upgrade: $96
  • Thinglink subscription: $120
  • Evernote subscription $50 (personal sanity)
  • Edublog upgrades for class blogs:
  • Doughnuts for class prizes spent this year so far: $120
  • Supplies for projects: $100
  • Special prizes for writing contest $200
  • New classroom books: $400
  • Graphics Fairy subscription $72 year
  • Misc. apps $50
  • Teachers Pay Teachers misc: $60
    • Subtotal for doughnuts and art: $1002

Yikes.

YIKES!!!

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I hope my husband doesn’t read this.

As much as I enjoyed Leslie Fisher’s gadget roadshow at the NCCE, many of the things she discussed cost cold, hard cash.There was one gadget, a wireless document camera, and that was ‘on sale’ for $154. Yeah, not going to happen.

This is quite a revelation to myself, and I have a sneaking suspicion I’m not the only one who does this, one who loves the ‘new shiny first-adapter’ feeling, that ‘new tech’ smell that comes from the promise and hope of new, engaging means of delivering instruction. And that doesn’t take into account the time to learn the software, collect sprites,* storyboard, edit, etc. I have no idea what the costs are for Comcast, printer ink, web hosting, etc. I can rationalize most of these purchases, and therein lies the rub. I am masterful at rationalization and need to flip this skill with penny-pinching miserly ways. Somehow other teachers muddle through without Animoto or VideoScribe presentations.

So now that I know the numbers, what’s my plan? What am I going to jettison off this money boat to keep it afloat? Probably VideoScribe and Animoto, and will not renew those subscriptions. I have one year, and then if I don’t see amazing results or enjoy using them, they’re gone. Prezi is too damn expensive for teachers, but I’ll probably keep that one. Thinglink is super fun, and I’ve just begun to tap into those possibilities.

As I look at my grey hairs and neglected haircut, my shabby couch and dingy bathroom, and unpurchased plane tickets to destinations of home and love, it’s time to seriously rethink how I spend our money. And word to these educator tech companies: please stop trying to make money off of teachers. I’m spent.

And no more doughnuts.

 

*I’m calling anything that is collected or curated a sprite from now on.

Month of May Mothers: Money

VintagePocketbookWhat is it with moms and money? These are all generalizations, of course, but gee, can we stretch a buck like nobody’s business. When we’ve been flush with the green prosperity of payday, or flushed down the money pit, there always seems to be  just enough. Old quotes, such as “A father carries pictures where his money used to be.  ~Author Unknown” are sweet, but with most mothers pulling double-or triple-duty as parents, providers, and popsicle supplier, most moms don’t have time to notice there’s no money, or time to get another photograph taken.

If I dig deep, real deep, in my purse, I can always find some Mary Poppins-esque miracle. A piece of gum. A few quarters. Or a bandage. Digging deeper still, a checkbook that’ll cover a night’s pizza fest, or a credit card that’s been paid off. We can get to where we need to go. I’ve got it covered.